Know where your money goes
Track expenses by voice or text. Smart budgets, group spending, and beautiful reports — all in one place.
Native apps coming soon for iOS and Android
Add expenses your way
Type it or say it. Suma understands what you mean and logs it instantly.
- Voice and text input in English or Spanish
- Backdate entries for past expenses
- Automatic smart categorization
- Natural language — just say "coffee 4.50"
See your complete financial picture
Real-time charts, budget progress, and spending trends. Everything you need to stay on top of your finances.
- Interactive charts and spending trends
- Budget tracking with overspend alerts
- Category breakdowns at a glance
- Net worth tracking across all accounts
Track money together
Share a budget with your partner, family, or roommates. Everyone sees their own view while tracking shared expenses.
- Create groups and invite members
- Separate views for each person
- Shared categories and budgets
- Works across web and mobile
Import, export, and share with ease
Generate professional PDF reports, download Excel files, and organize everything with custom categories.
- Import from CSV or JSON — bring your existing data
- Monthly PDF reports, ready to share
- Excel and CSV exports for detailed analysis
- Custom categories with emoji icons
AI-powered financial assistant
Chat with an intelligent assistant that knows your finances. Ask questions, create transactions, get insights — all through natural conversation.
- Create and manage transactions by just chatting
- Spending projections and budget recommendations
- Cash flow forecasts and pattern detection
- Works in English and Spanish, adapts to your style
Your Data, Your Control
Choose how your financial data is protected. Server-side encryption by default, or Zero-Knowledge encryption where only you hold the key.
- AES-256-GCM encryption at rest for all sensitive data
- Optional Zero-Knowledge mode: client-side encryption with XChaCha20-Poly1305
- No tracking, no ads, no data selling. Your finances are private.
Zero-Knowledge Encryption
Your data is encrypted before it leaves your browser. We literally cannot see it.
What people are saying
Real users, real feedback
"I just talk to it like a person. 'Spent 40 on gas' and it's done. My daughter set it up for me and now I actually know where my pension goes each month."
Margaret
Retired
"We used to argue about money because neither of us knew what we were spending. Now we both see the same numbers. The group view saved us a lot of awkward conversations."
Priya Sharma
Data Analyst
"As a freelancer my income is all over the place. This actually helped me figure out I need to save more in good months. Also the voice thing is weirdly fast."
Sophie Laurent
Freelance illustrator
Pricing
No credit card required. No hidden fees.
Free for early adopters.
- Unlimited transactions
- Group budgets
- Import & export (PDF, Excel, CSV)
- Voice, AI chat & intelligence
Need help getting started?
Guides, FAQ, and troubleshooting to help you make the most of SUMA.